

Being self-employed should not mean that you should be ineligible to buy a home.

Bank Statement Program Types
There are two types of Bank Statement Program available:

Qualify for a home by being able to show proof of your income over the last 12 months by showing your bank statements for the last 12 months (1 years worth of bank statements).

Qualify for a home by being able to show proof of your income over the last 24 months by showing your bank statements for the last 12 months (2 years worth of bank statements).

The bank statement program lets self-employed or unconventional buyers qualify for loans using bank statements instead of tax returns as proof of income.

At downtown financial, we make it simple and faster for applicants to get the loan approved under Bank Statement Program.

Loan rates under Bank Statement Program are very attractive.

Bank statement loan programs offer up to 90% financing for qualified borrowers.



Founded in 2012, our success has been driven by consistently delivering exceptional value and, above all, providing outstanding customer service. We take pride in treating our clients with honesty, transparency, and integrity.
All Square Mortgage Inc NMLS: 893532
Loans by Jed NMLS: 121833
22722 29th Drive SE Suite 100 | Bothell, WA 98021


©2026. All information provided on this website is for general informational purposes only and does not constitute financial advice or an offer to extend credit. We strive to maintain accuracy; however, no warranty is given regarding the completeness or reliability of the content. Mortgage programs, rates, terms, and underwriting guidelines are subject to change without notice. Loan offers are contingent upon underwriting approval and credit review. Certain products may not be available in all states and may be subject to additional restrictions. Equal Housing Lender | Designed by TheBigBot