Niche Occupation Program
We offer niche home buying programs for certain occupations! If you are a first responder or a school employee, you may be eligible. This program offers down payment assistance and/or assistance for your closing costs as a grant that can be used towards your down payment and/or your closing costs. The income limits for this program are flexible, and the credit score for this program typically begins at 640.
Niche Occupation Program Types
This program offers down payment assistance and/or assistance for your closing costs as a grant that can be used towards your down payment and/or your closing costs..
School Employees
School employees refers to teachers, school administration, and school staff (both public and private).
First Responders
First responders refers to Medical and healthcare workers, law enforcement, firefighters, paramedics, emergency medical technicians, and fire support staff.
Features of Niche Occupation Program
All loans are not created equal, Niche Occupation Program has become a great option for people to use.
Down Payment Assistance
Get assistance going towards your down payment and/or your closing costs with a grant.
No First-Time Home Buyer Requirement
If you are currently employed as one of the select niche occupations you can qualify for this homebuying program for teachers, law enforcement, firefighters, healthcare workers, and other first responders!
Get Up To 5% Of Your First Mortgage Amount Back As A Grant
If you do not have enough money prepared for a down payment, you can get up to 5% of the first mortgage loan amount back as a grant!
Enjoy competitive rates
Loan rates under Niche Occupation Program are very attractive.
Founded in 2014, Loans by Jed has built its reputation on clear communication and responsive service throughout the loan process. Jed Jose | NMLS #121833 | All Square Mortgage, Inc. | Company NMLS #893532 | Equal Housing Lender.
Loan Options
Resources
© 2026 Loans by Jed | All Square Mortgage, Inc. | NMLS #893532. All information provided on this website is for general informational purposes only and does not constitute financial advice or an offer to extend credit. We strive to maintain accuracy; however, no warranty is given regarding the completeness or reliability of the content. Mortgage programs, rates, terms, and underwriting guidelines are subject to change without notice. Loan offers are contingent upon underwriting approval and credit review. Certain products may not be available in all states and may be subject to additional restrictions. Equal Housing Lender.